Topics

Five things I keep returning to. Each one is an argument I'm still having with myself.

Filing season

What actually happens between January and April, and why it never feels like the brochure.

Free tax filing is never quite free, and the word is doing pricing work — April 18, 2026
The withholding form deserves ten minutes of your year — January 14, 2026

Freelance money

Invoices, quarterly payments, and the particular anxiety of income that arrives in lumps.

Nobody sits you down and explains quarterly taxes — March 27, 2026

Paperwork

Receipts, records, and the boring habits that quietly decide how bad April gets.

A shoebox and a spreadsheet: only one of them answers a question — February 20, 2026

Money mindset

The stories we tell ourselves about refunds, windfalls, and being 'good with money'.

Your refund is not a bonus. It's a receipt. — March 9, 2026
Chasing every deduction costs more than it returns — February 2, 2026
What I'd tell a twenty-two-year-old about their first paycheck — November 19, 2025

Tools and software

Opinions on the products that stand between ordinary people and their own numbers.

Tax software is a user-experience problem wearing a maths costume — December 11, 2025